Home Equity and Other Loans

Home Equity Line of Credit

Home Equity Lines allow you to tap into your equity when you need it. It is as simple as writing a check. This option is a great way to finance unexpected home repairs, college tuition and more. Our low-rate Home Equity Lines of Credit have flexible repayment terms and no closing costs.

¹To qualify for no closing costs, customers must maintain the Home Equity Fixed Rate Loan or Home Equity Line of Credit in good standing for two years. Early discharge of the loan for any reason within 24 months of the original note date may require reimbursement of closing costs at the time of cancellation. No closing costs refers to fees typically charged at closing that are being paid for by Geddes Federal. Geddes Federal does not pay for discharge fees, abstract bring down fees or interest due at closing, where applicable.'

Fixed Rate Home Equity Loan

Consider a Home Equity Loan for a one-time expense, such as a kitchen renovation or wedding.

If you need a mortgage loan or have any questions contact us today!

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Checking Line of Credit

Use your funds for whatever you need simply by writing a check.

Passbook Savings Loan

In a bind and don't want to make that withdrawal from your account? Is your money tied up in a certificate of deposit and you don't want to pay the penalty?

Borrow it!

  • You can borrow up to 90% of your available balance
  • Less one year of interest based on the loan amount for as long as you need
  • Loan rate is 2% above your prevailing account rate
  • Minimum payment required is that of interest only

Contact our savings department for additional details.

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