Leverage the value of your home as a line of credit. With a Home Equity Line of Credit (HELOC), you can tap in to your home's value whenever life's big expenses come up.
- No Closing Costs
- Flexible Repayment Terms That Work for Your Budget and Life
- With a Home Equity Line of Credit, a Big, Surprise Bill is No Big Deal
- Using Your Home Equity Line of Credit is as Easy as Writing a Check
What Can a Home Equity Line of Credit Be Used For?
Upon being approved for a Home Equity Line of Credit, you can borrow from the value of your home whenever you need a little more to get by.
Tapping in to a Home Equity Line of Credit is most commonly done to help manage life's big or unexpected expenses. This includes, but is not limited to:
- Home Repairs
- College Tuition
- and more
When life blindsides you with big bills, a Home Equity Line of Credit provides peace of mind.
Contact Us for a Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) Makes Life Manageable and Affordable
When you're searching for the best HELOC rates near Syracuse, NY, Geddes Federal has the low HELOC rates you're looking for.
Unlike other financial institutions, when you get your Home Equity Line of Credit from Geddes Federal, you don't pay closing costs.
¹To qualify for no closing costs, customers must maintain the Home Equity Fixed Rate Loan or Home Equity Line of Credit in good standing for two years. Early discharge of the loan for any reason within 24 months of the original note date may require reimbursement of closing costs at the time of cancellation. No closing costs refers to fees typically charged at closing that are being paid for by Geddes Federal. Geddes Federal does not pay for discharge fees, abstract bring down fees or interest due at closing, where applicable.'
We also provide flexible repayment terms, taking the stress out of paying back your Home Equity Line of Credit.
We Also Offer Home Equity Loans
With a Geddes Federal Home Equity Loan, you can borrow up to 90% of your home's appraised value. We also offer fixed rate home equity loans, providing consistent payments that won't increase for the lifetime of your loan.
Home Equity Loans are great for one-time big expenses, like a wedding or a home renovation.
If a Home Equity Loan seems like a good match for you...
We Make It Easy to Apply for a Home Equity Line of Credit in Syracuse, NY
Avoid closing costs and make it easy and affordable to secure a Home Equity Line of Credit.