Call: 315-468-6281 Automated Banking Phone 1-888-881-8627

Message from the Chairman of the Board

Welcome to the Geddes Federal Savings and Loan website.

We have recently celebrated our 68th anniversary and our progress has been remarkable.  Most recently, the Independent Community Bankers Association named its top 100 overall industry loan producers, and recognized Geddes Federal Savings and Loan Association as the “Best Overall-Top Loan Producer” in the Nation.  Geddes Federal is the community bank with the highest percentage of overall loans by dollar value to total assets compared to (ICBA) member community banks from across the country.  Rated Superior by the Bauer Financial, Inc., Geddes Federal Savings is also ranked as the lowest in terms of charging fees for its services in New York State by FMC, Financial Management consulting group.  With your help, we have made Geddes Federal Savings and Loan a premier community and customer focused financial institution.

Since 1949 Geddes Federal has been serving the Central New York community with residential loans and savings products. Our original mission, to provide our neighbors with quality savings and loan products, remains the same today.

We have two offices, with our main office located at the Westvale Plaza in the Village of Solvay just outside of the City of Syracuse and our branch office located at Limestone Commons in the Village of Manlius. We believe that our customers are our greatest assets, and we strive for their satisfaction. In this age of “bigger is better”, we feel that customer service is the number one priority. For this reason, we do not sell our customers mortgages and we service all of our accounts in-house.

We offer a variety of loan products, from mortgages to home equity loans and home equity lines of credit, to secured personal and passbook savings loans. We also have several types of checking and savings accounts, including certificates of deposit, money market, passbook and statement savings accounts. We also offer online banking and bill-pay.

At Geddes Federal, we are proud of our customer service, our competitive rates, and the community we serve. If you do not already have an account with Geddes Federal, we would be delighted to have you join our family. Please feel free to call our office, and our professional and courteous staff would be happy to answer any questions you may have.

Thanks for visiting, and we look forward to assisting you.


Daniel F. Mathews, III

  • What Our Customers Say –
    "I have both my personal and business accounts with Geddes and recommend Geddes Federal Savings to anyone looking for a great place to bank. I love that Carol smiles remembers my name when I walk in the door. Working with Karen I feel like I have a knowledgeable financial team on my side." -Yvonne …
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Consumer & Fraud Alerts
  • Important Information Regarding Your Account: –
    Geddes Federal Savings and Loan Association does not ask for your personal, financial or account information via telephone, email or pop-up window...
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  • Protect your Privacy –
    Get the latest information on preventing Identity Theft and Fraud Prevention
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