Effective June 15, 2020, Geddes Federal has re-opened our main lobbies for teller transactions. Get Details & Read the Message from Our CEO

Call: 315-468-6281 Automated Banking Phone 1-888-881-8627

Extra Value Services

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We’re proud to serve you.

As a valued member of our financial “family”, your needs are our #1 priority. That’s why we offer a wide variety of products and friendly, reliable service-all in one convenient place.

From checking or savings accounts to loans, CDs and IRA opportunities, we offer the latest in services, along with some of the most competitive rates and reasonable fees available.

Whether you’re a young person just starting out, a newly married couple looking to the future, or an older adult with more complex financial dealings… we’re here to help!

Let us introduce you to our complete array of products and services-designed to meet your financial needs now and in the future!

Services For Our Customers

  • Online Banking
  • Mobile Banking
  • Card Valet
  • Fraud alerts
  • Remote Check Deposit
  • Automated Telephone System
  • Drive-in Facility Banking
  • Maturity Plus
  • 24 Hour Depository
  • Bank by Mail
  • Online Loan Payment (Same day before 3:00PM) (Mortgage customers only)
  • Direct Deposit
  • Notary Service
  • Money Orders
  • ATM Cards - No Fee
  • Master Money(Debit) Cards
  • Visa Credit Card
  • Visa Credit Card for Business
  • Wire Transfers (Domestic)

Contact Us to become a member of our financial family, and experience the benefits of our Extra Value Services. 


  • 5-1 Adjustable Rate Mortgage Special Fixed Rate of 1.75% for 5 Years –
    For a limited time, Geddes Federal Savings and Loan Association is offering a 5/1 Adjustable Rate Mortgage (ARM) with a fixed rate of 1.75% for 5 years.…
    read more…
  • Notice of Change- Effective July 1, 2020 –
    Effective July 1, 2020, Geddes Federal S&L has updated the Funds Availability policy...…
    read more…
More News
Consumer & Fraud Alerts
  • COVID-19 Related Fraud Scams Increasing –
    A Federal Bureau of Investigation public service announcement warns that scammers are leveraging the COVID-19 pandemic to steal money and personal identification information.
    read more…
  • Important Message about the Equifax Breach –
    Click here to learn some simple things you can do immediately to protect yourself from fraudulent activity.
    read more…
More Consumer & Fraud Alerts...