Call: 315-468-6281 Automated Banking Phone 1-888-881-8627

Statement of Condition

December 31, 2018

Savings Accounts
Passbook Savings
Statement Savings
Certificates of Deposit
Money Market Account
Premier Money Market

Retirement Savings
Traditional IRA
Roth IRA
IRA Rollovers


Checking Accounts
New Wave Checking (Basic Banking)
NOW & Super NOW
Business & Commercial

Gen Gold/Gen Gold Plus

Home Loans
Mortgage Loans
Home Equity Loans
Home Equity Line of Credit
Home Improvement Loans
Construction Loans
Land & Lot Financing

Special Services
First-Time Home Buyer Program
Debit Card
Maturity Plus
Drive-In Teller
24-Hour Depository
Bank by Mail
Direct Deposit
Notary Service
Money Orders
24-Hour On Site ATM
Wire Transfers (Domestic)
24-Hour Automated Banking
24-Hour Online Banking
Mobile Banking/Mobile Check Deposit/E statements

Other Loans
Auto Loans
Boat Loans
Secured Personal Loans
Passbook Loans

ASSETS

Mortgage Loans & Other Liens on Real Estate $490,742,481
All Other Loans 14,540,213
Cash on Hand & in Banks 22,465,463
Investments and Securities 8,527,443
Fixed Assets less Depreciation 958,952
Deferred Charges & Other Assets 2,074,793
TOTAL ASSETS $539,309,345

LIABILITIES & NET WORTH

Savings Accounts $403,966,213
Loans in Progress 1,290,394
Other Liabilities 45,845,960
Regulatory Capital $24,268,921
Excess Capital 63,937,857  88,206,778
TOTAL LIABILITIES & NET WORTH $539,309,345

OFFICERS

President & Chief Executive Officer Brian R. DuMond
Senior Vice President Jeanne Mathews-Fox
Chief Financial Officer Johanna Dorrance
Vice President/Corporate Secretary Laurie O'Hara
Vice President/Security Officer Cindy Webster 
Vice President/Treasurer Michelle Flask
Assistant Vice President Christine Lauricella
Assistant Vice President Patricia Orioli
Assistant Vice President Elizabeth Bernardin
Assistant Secretary Gail Moyer-Young
Chief Information Officer Anthony Miedaner

DIRECTORS

Daniel F. Mathews, III - Chairman of the Board
Richard Baniewicz
Mary Reagan Dailey
Brian R. DuMond
William Hemmerlein
Robert M. Palladine, Jr
Michael G. Pellizzari
Daniel F. Scaia
Forest Tarolli

SENIOR ADVISORY BOARD

Bernard L. Reagan

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