December 31, 2021
ASSETS
| Mortgage Loans & Other Liens on Real Estate | $474,480,204 |
| All Other Loans | 12,482,238 |
| Cash on Hand & in Banks | 40,287,020 |
| Investments and Securities | 71,411,439 |
| Fixed Assets less Depreciation | 776,329 |
| Deferred Charges & Other Assets | 3,688,149 |
| TOTAL ASSETS | $603,135,379 |
LIABILITIES & NET WORTH
| Savings Accounts | $432,067,067 | |
| Loans in Progress | 1,670,219 | |
| Other Liabilities | 74,371,821 | |
| Regulatory Capital | $27,141,092 | |
| Excess Capital | 67,885,180 | 95,026,272 |
| TOTAL LIABILITIES & NET WORTH | $603,135,379 |
OFFICERS
| President & Chief Executive Officer | Brian R. DuMond |
| Chief Financial Officer/Senior Vice President | Johanna Dorrance |
| Vice President/Corporate Secretary | Laurie O'Hara |
| Security Officer/Senior Vice President | Cindy Webster |
| Vice President/Treasurer | Michelle Flask |
| Assistant Vice President | Christine Lauricella |
| Vice President | Elizabeth Bernardin |
| Assistant Vice President | Gail Moyer |
| Assistant Vice President | Linda Pendock |
| Chief Information Officer/Vice President | Anthony Miedaner |
| Assistant Secretary | Christy Krzywda |
DIRECTORS
Daniel F. Mathews, III - Chairman of the Board
Richard Baniewicz
Mary Reagan Dailey
Brian R. DuMond
William Hemmerlein
Robert M. Palladine, Jr
Michael G. Pellizzari
Daniel F. Scaia
Forest Tarolli
SENIOR ADVISORY BOARD
Bernard L. Reagan
Passbook Savings
Statement Savings
Certificates of Deposit
Money Market Account
Premier Money Market
New Wave Checking (Basic Banking)
NOW & Super NOW
Business & Commercial
Special Services
First-Time Home Buyer Program
Debit Card
Maturity Plus
Drive-In Teller
24-Hour Depository
Bank by Mail
Direct Deposit
Notary Service
Money Orders
24-Hour On Site ATM
Wire Transfers (Domestic)
24-Hour Automated Banking
24-Hour Online Banking
Mobile Banking/Mobile Check Deposit/E statements
Traditional IRA
Roth IRA
IRA Rollovers
Home Loans
Mortgage Loans
Home Equity Loans
Home Equity Line of Credit
Home Improvement Loans
Construction Loans
Land & Lot Financing
Auto Loans
Boat Loans
Secured Personal Loans
Passbook Loans