Call: 315-468-6281 Automated Banking Phone 1-888-881-8627

Statement of Condition

December 31, 2017

Savings Accounts
Passbook Savings
Statement Savings
Certificates of Deposit
Money Market Account
Premier Money Market

Retirement Savings
Traditional IRA
Roth IRA
IRA Rollovers
Keogh Plans
Checking

Checking Accounts
New Wave Checking (Basic Banking)
NOW & Super NOW
Business & Commercial

Home Loans
Mortgage Loans
Home Equity Loans
Home Equity Line of Credit
Home Improvement Loans
Construction Loans
Land & Lot Financing

Special Services
First-Time Home Buyer Program
Debit Card
Maturity Plus
Drive-In Teller
24-Hour Depository
Bank by Mail
Direct Deposit
Notary Service
Money Orders
24-Hour On Site ATM
Wire Transfers (Domestic)
24-Hour Automated Banking
24-Hour Online Banking
Mobile Banking

Other Loans
Auto Loans
Boat Loans
Secured Personal Loans
Passbook Loans

ASSETS

Mortgage Loans & Other Liens on Real Estate $480,049,064
All Other Loans 14,490,322
Cash on Hand & in Banks 15,678,800
Investments and Securities 16,811,822
Fixed Assets less Depreciation 1,041,184
Deferred Charges & Other Assets 1,009,757
TOTAL ASSETS $529,080,949

LIABILITIES & NET WORTH

Savings Accounts $405,782,414
Loans in Progress 3,183,624
Other Liabilities 35,171,138
Regulatory Capital $23,808,643
Excess Capital 61,135,130  84,943,773
TOTAL LIABILITIES & NET WORTH $529,080,949

OFFICERS

President & Chief Executive Officer Brian R. DuMond
Senior Vice President Jeanne Mathews-Fox
Chief Financial Officer Johanna Dorrance
Vice President/Corporate Secretary Laurie O'Hara
Vice President/Security Officer Cindy Webster 
Vice President/Treasurer Michelle Flask
Assistant Vice President Christine Lauricella
Assistant Vice President Patricia Orioli
Assistant Vice President Elizabeth Bernardin
Assistant Secretary Gail Moyer-Young
Chief Information Officer Anthony Miedaner

DIRECTORS

Daniel F. Mathews, III - Chairman of the Board
Richard Baniewicz
Mary Reagan Dailey
Brian R. DuMond
William Hemmerlein
Robert M. Palladine, Jr
Michael G. Pellizzari
Daniel F. Scaia
Forest Tarolli

SENIOR ADVISORY BOARD

William J. Burke

Bernard L. Reagan

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