Home Equity Loan

For most people, your home is your most valuable asset. With a home equity loan, you can leverage the value of your home to turn your plans in to action. And, at Geddes Federal, you may qualify for no closing costs.*

With a Geddes Federal Home Equity Loan, you can borrow up to 90% of your home's appraised value. Our fixed rate home equity loans will provide you consistent payments that won't increase for the lifetime of your loan.

Home Equity Loans are great for one-time big expenses, like a wedding or a home renovation.

If a Home Equity Loan seems like a good match for you...

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With a Home Equity Loan, So Much is Possible

A home equity loan can be used for nearly all of life's big expenses. This includes, but is not limited to:

  • Finance college costs
  • Plan a vacation
  • Debt consolidation
  • Home renovations
  • Home repair

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¹To qualify for no closing costs, customers must maintain the Home Equity Fixed Rate Loan or Home Equity Line of Credit in good standing for two years. Early discharge of the loan for any reason within 24 months of the original note date may require reimbursement of closing costs at the time of cancellation. No closing costs refers to fees typically charged at closing that are being paid for by Geddes Federal. Geddes Federal does not pay for discharge fees, abstract bring down fees or interest due at closing, where applicable.'