Effective immediately, the Manlius branch and the main Westvale Plaza lobbies are closed. Originators and Customer Service representatives are “by appointment only." Doors remain open for teller transactions. Please call 315-468-6281 to make an appointment or contact us online. Manlius Branch is closed on Saturdays. Westvale Branch is open on Saturdays by appointment only and Drive – thru is open.

Update from the Geddes Federal CEO.

Call: 315-468-6281 Automated Banking Phone 1-888-881-8627

Fee Schedules

The Following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Keep more of your money. For some of the lowest fees in Syracuse, contact us. 

ATM Fees

Fee Type Fee
Replace lost ATM Card $10.00
ATM Cash withdrawl at ATMs we do not own or operate $1.00
For ATM Balance inquires at ATMs we do not own or operate $.25

Money Orders

Fee Type Fee
Customers $1.00 *
Noncustomer $3.00

* No charge is withdrawn from account

Bank Checks

Fee Type Fee
Customer $3.00 *
Noncustomer $10.00

* No charge if withdrawn from an account

Deposited Checks (and other items)

Fee Type Fee
Returned Unpaid $10.00
Protest Charge $20.00
Overdraft -each overdraft paid $25.00
Non-sufficient funds (NSF) Check $25.00 Per Check
Account Research $15 Per Hour ( Minimum of $5.00)
Stop Payments -each $20.00
Account Closed within 180 days of opening $25.00
Outgoing Collections $10.00
Statement Request (Per Statement) $2.00
Counter Checks (Per Check) $1.00
Wire Transfer Outgoing (Customers Only) $25.00
Photo Copy of Paid Check $1.00
Legal Restraint $50.00
Lost Passbook $5.00
Dormant Account Closed $1.00
Gift Card $4.99

The categories of transactions for which an overdraft fee may be imposed are those by an of the following Means: check.

Fees are subject to change at any time.

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