Saving Accounts

You want to be certain that you’re making the right decisions and earning as much as possible. Our savings accounts and certificate opportunities are designed to maximize your hard-earned dollars, each and every day.

From general savings accounts to IRAs and Certificate of Deposits, we feature a wide range of savings and investment choices, and we’ll help you select the best alternatives to meet your current and future needs. Whatever your financial goals or lifestyle, we’ll help you explore our savings account options, simply and clearly, so that you can begin now to develop a program that’s right for you. Because the sooner you start to save, the sooner your money can start working for you.

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Which is the Best Savings Account?

Geddes Federal Savings and Loan Association makes it easy to find the best savings accounts near Syracuse, NY. That's because we offer various types of savings accounts. With our savings account options, you're sure to find something that's right for you and your goals.

Explore our savings account options below.

Certificates of Deposits

  • (available from 4 months up to 60 months)
  • Minimum to open $500.00
  • Compounded Daily Interest, posted quarterly
  • Online Banking (view only)
  • Reconcile your account online

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Premier Money Market Account

  • Online Banking
  • ATM card available
  • Monthly Statement
  • Unlimited transactions
  • No monthly service fee
  • Confirm a deposit or transfer
  • Reconcile your account online
  • Minimum amount to open - $1,000.00
  • Balance below $25.00, no interest earned
  • Interest compounded daily and posted monthly
  • Rates tiered: ($50,000.00 or more) ($999.99 but less than $50,000.00) ($24.99 but less than $1,000.00)

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Statement Savings Accounts

  • Minimum amount to open & earn interest, $25.00
  • No monthly service fee
  • Interest compounded daily and posted monthly
  • ATM card available
  • Monthly statement
  • Direct Deposit
  • Online Banking

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Kid's Savings Club Account

  • Minimum amount to open & earn interest, $25.00
  • Must be under the age of 18 to qualify
  • No monthly service fee
  • Interest compounded daily and posted monthly
  • Monthly statement
  • Quarterly newsletter
  • Incentives, contests and more

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Passbook Savings Accounts

Money Market Savings Accounts

  • Passbook account
  • No monthly service fee
  • Online Banking (view only)
  • Minimum amount to open - $1,000
  • Balance below $25.00, no interest earned
  • Interest compounded daily and posted quarterly
  • Rates tiered: ($50,000.00 or more) ($999.99 but less than $50,000.00) ($24.99 but less than $1,000.00)

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Passbook Savings Accounts

  • Minimum amount to open & earn interest, only $25.00
  • No monthly service fee
  • Interest compounded daily and posted quarterly
  • Direct Deposit
  • Confirm a deposit or transfer
  • Online Banking (view only)

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Sign Up for a Savings Account

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Check out some of our other account options