The Manlius branch & Westvale Plaza lobbies are open, but the doors remain locked to maintain social distancing. The receptionist will assist you when you arrive. No appointments are necessary for the teller lines on Mondays through Fridays. Appointments are encouraged for Customer Service representatives and mortgage originators. Saturdays the Manlius Branch is closed and the Westvale branch is open by appointment only, and its Drive-thru is open. Please call 315-468-6281 for the most current updates.

Update from the Geddes Federal CEO.

Call: 315-468-6281 Automated Banking Phone 1-888-881-8627

Mortgage Refinancing

mortgage refinancing near syracuse ny image of happy family at home

"I'd rather pay more than I need to," said no one ever. If your mortgage payment feels like it's too much, the solution is mortgage refinancing from Geddes Federal Savings and Loan Association. 

With mortgage refinancing from your neighbors at Geddes, you may be able to:

  • Lower your monthly payment
  • Pay off your mortgage faster by shortening the length of your loan term (such as a 30 year loan to a 15 year loan) 
  • Refinance from an adjustable rate mortgage to a predictable fixed rate mortgage
  • Lower your interest rate

Get a $500 Closing Credit When You Refinance with Geddes Federal

Contact Us

Lower Your Mortgage Bill with Mortgage Refinancing

Imagine how your life would change if you were paying less for your mortgage every month. You'd have more money for other things you need. 

With a lower mortgage payment, you could use the money you'd otherwise be using toward your mortgage to occasionally treat yourself. Maybe you could use the money to put a little in savings, empowering yourself to have peace of mind when the unexpected happens.

With mortgage refinancing, what could you do with a little extra money each month?

To Explore Your Options & See How Much You Could Save Each Month with Mortgage Refinancing...

Contact Us to Get Started

  • Complimentary Vaccine Card Holder –
    Complimentary Vaccine Card holders now available at Geddes Federal!…
    read more…
  • Helping the Homeless in Syracuse with "A Tiny Home for Good" –
    Geddes Federal Savings and Loan is proud to support the mission and work of “A Tiny Home for Good."…
    read more…
  • Helping Fund Childhood Cancer Research with The Geddes Savinators Team for St. Baldrick's –
    Congratulations and a big Thank you! to The Geddes Savinators Team for participating in the St Baldrick’s - shavings their heads event!…
    read more…
Read More...
Consumer & Fraud Alerts
  • COVID-19 Related Fraud Scams Increasing –
    A Federal Bureau of Investigation public service announcement warns that scammers are leveraging the COVID-19 pandemic to steal money and personal identification information.
    read more…
  • Plan for an Emergency –
    Consider opening an Emergency Fund savings account with your STIMULUS payment.
    read more…
More Consumer & Fraud Alerts...