Effective immediately, the Manlius Branch is closed until further notice. Please use our Westvale Plaza Office. All customer service for Savings, new accounts and loan origination are by appointment only. The Westvale main and mortgage lobbies are by appointment only. (315) 468-6281. We recommend using the Drive Thru, Online Banking, Mobile App and our ATM network. Update from the Geddes Federal CEO.

Call: 315-468-6281 Automated Banking Phone 1-888-881-8627

How Much House Can You Buy?

mortgage rate special image of couple looking over paperwork at mortgage lender office

1.75% Rate

2.3859% APR

Please ask us about our 5/1 ARM special! This will be available for a limited time only.

Let's Talk

Purchases only. May not be combined with other Geddes Federal lending programs. Example: for a $100,000.00 loan amount, annual percentage rate of 2.3859%. 60 principal and interest payments of $357.25. 299 Principal & Interest payments of $394.68. One final payment of $392.50. Total finance charges of $40,745.66. Total of payments $139,836.92. Loan to value of 80% or less required. Margin 2.500%

mortgage rate special member fdic equal housing lender

  • Update from the Geddes Federal CEO- Novmeber 13, 2020 –
    2020 has been a year of adapting to a new and different way of living, working and doing our banking. We are very appreciative of our customers who continue to adapt to the changes that we continue to make in an effort to keep our customers and our employees safe.…
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  • 5-1 Adjustable Rate Mortgage Special Fixed Rate of 1.75% for 5 Years –
    For a limited time, Geddes Federal Savings and Loan Association is offering a 5/1 Adjustable Rate Mortgage (ARM) with a fixed rate of 1.75% for 5 years.…
    read more…
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