Effective June 15, 2020, Geddes Federal has re-opened our main lobbies for teller transactions. Get Details & Read the Message from Our CEO

Call: 315-468-6281 Automated Banking Phone 1-888-881-8627

How Much House Can You Buy?

mortgage rate special image of couple looking over paperwork at mortgage lender office

1.75% Rate

2.3859% APR

Please ask us about our 5/1 ARM special! This will be available for a limited time only.

Let's Talk

Purchases only. May not be combined with other Geddes Federal lending programs. Example: for a $100,000.00 loan amount, annual percentage rate of 2.3859%. 60 principal and interest payments of $357.25. 299 Principal & Interest payments of $394.68. One final payment of $392.50. Total finance charges of $40,745.66. Total of payments $139,836.92. Loan to value of 80% or less required. Margin 2.500%

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  • 5-1 Adjustable Rate Mortgage Special Fixed Rate of 1.75% for 5 Years –
    For a limited time, Geddes Federal Savings and Loan Association is offering a 5/1 Adjustable Rate Mortgage (ARM) with a fixed rate of 1.75% for 5 years.…
    read more…
  • Notice of Change- Effective July 1, 2020 –
    Effective July 1, 2020, Geddes Federal S&L has updated the Funds Availability policy...…
    read more…
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