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Savings Accounts

savings account near syracuse ny from geddes federal savings and loan association

Find the Best Savings Account Near Syracuse, NY

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We want to make sure your money is always working FOR YOU!

You want to be certain that you’re making the right decisions and earning as much as possible. Our savings and certificate opportunities are designed to maximize your hard-earned dollars, each and every day.

From general savings accounts to IRAs and Certificate of Deposits, we feature a wide range of savings and investment choices, and we’ll help you select the best alternatives to meet your current and future needs. Whatever your financial goals or lifestyle, we’ll help you explore the options-simply and clearly-so that you can begin now to develop a program that’s right for you. Because the sooner you begin, the sooner your dollars can go to work and multiply into substantial sums for you.

Which is the Best Savings Account for You?

Passbook Savings Account:

  • Minimum amount to open - $25.00.
  • No monthly service fee
  • Interest compounded daily and posted quarterly
  • Direct Deposit
  • Online Banking (view only)

Statement Savings Account:

  • Minimum amount to open - $25.00.
  • No monthly service fee.
  • Interest compounded daily and posted monthly.
  • ATM card available
  • Monthly statement
  • Direct Deposit
  • Online Banking

Kid's Club "Star" Savings Account:

  • Minimum amount to open - $25.00.
  • Must be under the age of 18 to qualify.
  • No monthly service fee.
  • Interest compounded daily and posted monthly.
  • Monthly statement.
  • Quarterly newsletter.
  • Incentives, contests and more.

Money Market Savings Account:

  • Minimum amount to open - $1,000.
  • Rates tiered:
  • ($50,000.00 or more) ($999.99 but less than $50,000.00) ($24.99 but less than $1,000.00)
  • No monthly service fee.
  • Interest compounded daily and posted quarterly.
  • Passbook account.
  • Online Banking (view only)

Premier Money Market Account:

  • Minimum amount to open - $1,000.00
  • Rates tiered:
  • ($50,000.00 or more) ($999.99 but less than $50,000.00) ($24.99 but less than $1,000.00)
  • Minimum balance to obtain APY ($25.00)
  • No monthly service fee.
  • Interest compounded daily and posted quarterly.
  • Monthly Statement.
  • Online Banking (limited transfers).
  • ATM card available.

Certificates of Deposits (available from 4 months up to 60 months)

  • Minimum to open $500.00.
  • Passbook.
  • Compounded Daily Interest, posted quarterly.
  • Online Banking (view only).

IRAs & Education Savings

See Our Retirement Savings Plans Here!

Open A Savings Account Near Syracuse, NY

If you're interested in opening a savings account, contact us.


Interested in a Checkings Account?

  • What Our Customers Say –
    "I have both my personal and business accounts with Geddes and recommend Geddes Federal Savings to anyone looking for a great place to bank. I love that Carol smiles remembers my name when I walk in the door. Working with Karen I feel like I have a knowledgeable financial team on my side." -Yvonne …
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Consumer & Fraud Alerts
  • Important Information Regarding Your Account: –
    Geddes Federal Savings and Loan Association does not ask for your personal, financial or account information via telephone, email or pop-up window...
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  • Protect your Privacy –
    Get the latest information on preventing Identity Theft and Fraud Prevention
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