Savings Accounts

Find the Best Savings Account

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We want to make sure your money is always working FOR YOU!

You want to be certain that you’re making the right decisions and earning as much as possible. Our savings accounts and certificate opportunities are designed to maximize your hard-earned dollars, each and every day.

From general savings accounts to IRAs and Certificate of Deposits, we feature a wide range of savings and investment choices, and we’ll help you select the best alternatives to meet your current and future needs. Whatever your financial goals or lifestyle, we’ll help you explore the savings account options, simply and clearly, so that you can begin now to develop a program that’s right for you. Because the sooner you begin, the sooner your dollars can go to work and multiply into substantial sums for you.

Which is the Best Savings Account near Syracuse, NY for You?

Geddes Federal Savings and Loan Association makes it easy to find the best savings accounts near Syracuse, NY. That's because we offer various types of savings accounts. With our savings account options, you're sure to find something that's right for you and your goals.

Explore our savings account options below.

Passbook Savings Accounts:

Minimum amount to open & earn interest, $25.00.
No monthly service fee
Interest compounded daily and posted quarterly
Direct Deposit
Online Banking (view only)

Open a Passbook Savings Account

Statement Savings Accounts:

Minimum amount to open & earn interest, $25.00.
No monthly service fee.
Interest compounded daily and posted monthly.
ATM card available
Monthly statement
Direct Deposit
Online Banking

Open a Statement Savings Account

Kid's Savings Club Account:

Minimum amount to open & earn interest, $25.00.
Must be under the age of 18 to qualify.
No monthly service fee.
Interest compounded daily and posted monthly.
Monthly statement.
Quarterly newsletter.
Incentives, contests and more.

Open a Kid's Savings Club Account

Money Market Savings Accounts:

Minimum amount to open - $1,000.
Rates tiered:
($50,000.00 or more) ($999.99 but less than $50,000.00) ($24.99 but less than $1,000.00)
No monthly service fee.
Interest compounded daily and posted quarterly.
Balance below $25.00, no interest earned.
Passbook account.
Online Banking (view only)

Open a Money Market Savings Account

Premier Money Market Account:

Minimum amount to open - $1,000.00
Rates tiered:
($50,000.00 or more) ($999.99 but less than $50,000.00) ($24.99 but less than $1,000.00)
Balance below $25.00, no interest earned.
No monthly service fee.
Interest compounded daily and posted monthly.
Monthly Statement.
Online Banking
Unlimited transactions.
ATM card available.

Open a Premier Money Market Account

We're More Than Savings Accounts Near Syracuse, NY. Explore Our CDs

Certificates of Deposits (available from 4 months up to 60 months)

Minimum to open $500.00.
Passbook.
Compounded Daily Interest, posted quarterly.
Online Banking (view only).

See CD Rates

IRAs & Education Savings Account

See Our Retirement Savings Plans Here!

If you're interested in opening a savings account...

Contact Us

Interested in a Checking Account?

Geddes Federal Savings & Loan Association Invests $1 Million into Home HeadQuarters’ Local Enterprise Housing Fund –
Geddes Federal Savings and Loan Association recently invested $1 Million into HHQ's Enterprise Fund. The fund, created by Home HeadQuarters to address health and safety issues in affordable housing like lead exposure, energy improvements and accessibility. Home HeadQuarters’ Executive Director, K…
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Helping the Homeless in Syracuse with "A Tiny Home for Good" –
Geddes Federal Savings and Loan is proud to support the mission and work of “A Tiny Home for Good."…
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Helping Fund Childhood Cancer Research with The Geddes Savinators Team for St. Baldrick's –
Congratulations and a big Thank you! to The Geddes Savinators Team for participating in the St Baldrick’s - shavings their heads event!…
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