Choosing a bank or similar financial institution is kind of like your toilet -- you don't think about it until something goes wrong.
Whether it's a bunch of little fees frustrating you, or it seems like your bank dodges your questions like a politician, there is a better way. Moving your accounts or applying for a loan from Geddes Federal is a lot less complicated than you might think.
The best part: we're not a greedy, big bank who funds the destruction of the planet or causes global financial collapses. Geddes Federal Savings and Loan Association is different. Geddes Federal is locally owned and operated in Syracuse, NY. When you choose Geddes, you choose to support your community and local business.
Our Checking Accounts Have All the Convenient Online Features You Need in Your Life
Setting up direct deposit so your paycheck automatically goes in to your account is so simple you'll be like "oh, that's it?" and the answer will be "Yes, you're ready for that sweet, sweet money to hit your account."
We also have mobile banking and online banking. Checking how much is in your account is quick, easy and secure and you can do it from the same pocket-sized super computer that you send your selfies from (also known as a "phone").
Surcharge Free ATMs in So Many Places
We know what you're thinking (at least in the context of banking and such); you're asking yourself "but am I going to have to go to some super rare, out of my way ATM whenever I need cash?" We have never been more happy to tell you "no!" We have 55,000+ surcharge free ATMs all across the world (plenty of which are in the good good 315 area).
All of our ATMs are part of the Allpoint network, so it's easy to find an ATM to get cash when you need it. While scavenger hunts can be fun, our handy, dandy ATM locator makes it quick and easy to find the nearest ATM.
Why Pay More When You Could Just Not?
We Have Free Checking Account Options.
Looking to Save Toward Your Goals? We Have Savings Accounts, Too!
Are You Over the Apartment Life and Ready to Own Your Own Home?
The Geddes Start Program Makes Mortgage Loans Affordable.
Whether you're ready to start a family, you're sick of paying pet fees or whatever other reasons you have for wanting to own a home, Geddes Federal makes it easy to get a mortgage loan.
We understand that the mortgage process can seem overwhelming, especially for first time homeowners. You got the percentages, the down payments, the closing costs and all the other expenses you have to account for that they failed to teach you about in high school.
The Geddes Start program is made for you! If you're eligible, the Geddes Start program reduces upfront costs so you can actually afford a mortgage.
Let's figure out if you qualify for the Geddes Start program and discuss your mortgage loan options.
Life is Expensive. It Can Be a Little Easier to Manage with Our Loan Options.
When Blink-182 said "well, I guess this is growing up," the song could have just been about bills and work and always being tired.
We're here to help make life a little easier with personal loans, a Home Equity Loan or a Home Equity Line of Credit.
Whether you're trying to figure out how you could possibly pay for a wedding or you just need a bit more financial flexibility, Geddes Federal turns "how even?" to "I got this" moments.
To discuss your loan options...
Still Have Questions? You Don't Have to Guess; Get Answers at Geddes.
We have what you need.
- Checking Accounts
- Savings Accounts
- Mortgage Loans
- Other Loan Options
Whatever you're interested in, you can get answers to your questions. We'll be happy to talk through your options with you so you can say to yourself "I'm glad I did this."
Call Us at 315-468-6281