Are you ready to make the dream of homeownership a reality? Geddes Federal is here to help you achieve that dream with first time home buyer programs in Manlius NY.
Is a First Time Home Buyer Program Right for You?
Our first time home buyer programs in Manlius NY are perfect for people looking to purchase their first home with a mortgage loan to fit their budget and situation.
Geddes Federal's first time home buyer programs in Manlius NY are great for first-time buyers looking for:
- Lower down payment requirements
- Reduced closing costs
- More flexible loan terms
- Assistance from an experienced mortgage professional
Buying a home can be a confusing, overwhelming process. The loan professionals at Geddes Federal are happy to help you with any questions you may have throughout the home-buying process.
Benefits of Our First Time Home Buyer Programs in Manlius NY
Benefits offered by Geddes Federal's First Time Home Buyer Programs include:
- No PMI (Private Mortgage Insurance) required
- Flexible Payment Options: Mortgage loan terms up to 30 years, both monthly or biweekly payments.
- Programs designed specifically for first-time home buyers who intend to live in the property as their primary residence
- Loan amounts up to 90% of the value of the home you are purchasing
- Closing Cost Assistance: Geddes Federal will pay the bank attorney fees and mortgage tax on loans up to $1,600.00
All Decisions Made Locally for Our First Time Home Buyer Programs
I’d recommend Geddes Federal to anyone who values the kind of customer service orientation that only your hometown bank can provide.
Additionally, they are a visible & supportive presence in the local communities that they serve.
- Maria DeSantis, DeSantis Bands & Orchestra
Take the First Step Toward Your First Home
Don't wait any longer to turn your dream of homeownership into reality. The friendly loan professionals at Geddes Federal will walk you through our first time home buyer programs and answer all of your questions.
Get your questions answered today and call us at (315) 468-6281 or contact us online.