First Time Home Buyer Program in Syracuse, NY

Introducing Geddes Federal Savings' First-Time Homebuyer Program

Fulfill your dream of becoming a home owner with Geddes Federal Savings & Loan Association

Stay tuned for more information on Geddes' What is a First Time Home Buyer Loan.

Benefits offered by Geddes Federal Savings & Loan Associations include:

  • No PMI required.
  • Terms up to 30 years, both monthly or biweekly payments.
  • Never have owned a home before and owner occupied.
  • Loan amounts up to 90% of the value of the home you are purchasing
  • Geddes will pay the mortgage tax and bank attorney fees on loans up to $1,600.00.

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