315.468.6281 Automated Banking Phone 1.888.881.8627

Privacy Policy

FACTS WHAT DOES GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION?                                                                              
Why? Financial institutions choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

 

  • Social Security number and income
  •                      
  • account balances and payment history
  •                      
  • credit history and credit scores
                                   
How? All financial institutions need to share customers' personal information to run their everyday businesses.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Geddes Federal Savings and Loan Association chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Geddes Federal Savings share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
YES NO
For our marketing purposes -
to offer our products and services to you
YES NO
For joint marketing with other financial companies NO NO
For our affiliates' everyday business purposes -
information about your transactions and experiences
NO NO
For our affiliates' everyday business purposes -
information about your creditworthiness
NO NO
For non-affiliates to market to you NO NO
                                                                                                                             
Questions? Call (315) 468-6281
Who we are
Who is providing this notice? Geddes Federal Savings and Loan Association    
What we do
How does Geddes Federal Savings protect my personal information

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Geddes Federal Savings collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  •                        
  • pay your bills or apply for a loan
  •                       
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  •                  
  • affiliates from using your information to market to you
  •                 
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.        

                                                                                                     
Definitions
Affiliates Companies related by common ownership or control.  They can be financial and nonfinancial companies.                         
  • We have no affiliates.
Nonaffiliates Companies not related by common ownership or control.  They can be financial and nonfinancial companies.           
  • We do not share with nonaffiliates.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.         
  • We do not market jointly with nonaffiliates.
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