October 22, 2014
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Savings Rates
October 17, 2014

NOTICE: Deposit accounts are only opened for consumers residing or businesses that are located within 150 miles of our Syracuse, New York location.

CERTIFICATE OF DEPOSIT RATES
*$500.00 MINIMUM
*A penalty may be imposed for early withdrawal.
*APY=Annual Percentage Yield
Term APY* Rate
4 Months .200% .200%
6 Months .300% .300%
9 Months .450% .450%
12 Months .500% .500%
13 Months .550% .550%
18 Months .550% .550%
20 Months .600% .600%
24 Months .600% .600%
25 Months .800% .800%
26 Months .800% .800%
30 Months 1.500% 1.500%
36 Months .900% .900%
48 Months 1.600% 1.590%
60 Months 2.000% 1.990%

IRA Certificate Rates
*$500.00 MINIMUM
*A penalty may be imposed for early withdrawal.
*APY=Annual Percentage Yield
Term APY* Rate
12 Months .750% .750%
13 Months .800% .800%
18 Months .800% .800%
20 Months .850% .850%
24 Months .850% .850%
25 Months 1.050% 1.050%
26 Months 1.050% 1.050%
30 Months 1.500% 1.500%
36 Months 1.150% 1.150%
48 Months 1.600% 1.590%
60 Months 2.000% 1.990%
18 Month Variable Interest Rate
*$25.00 MINIMUM
*A penalty may be imposed for early withdrawal.
*The rate may change after the account is open.
0.550% .550%

NOW Checking Account
$250.00 MINIMUM BALANCE
$25.00 min. balance to earn interest
*Fees may reduce earnings on account
0.150% 0.150%

SUPER NOW Checking Account
$2,500.00 MINIMUM BALANCE
$25.00 min.balance to earn interest.
*Fees may reduce earnings on account
0.250% 0.250%

PASSBOOK Savings
$25.00 min.balance to earn interest
*Fees may reduce earnings on account
0.100% 0.100%

STATEMENT Savings
$25.00 min.balance to earn interest
*Fees may reduce earnings on account
0.100% 0.100%

MONEY MARKET Deposit Account (MMDA)
$1000.00 MINUMUM BALANCE
$25.00 min.balance to earn interest
*Balances between $1,000 - $49,999 0.150% 0.150%
*Balances between $50,000 or More 0.700% 0.700%
© 2001-2011
GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION
PRIVACY STATEMENT | SITE MAP | CONTACT US
2208 WEST GENESEE ST
SYRACUSE, NEW YORK 13219
(315) 468-6281 | 1-888-468-6281