October 24, 2014
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Privacy Statement

FACTS

What does Geddes Federal Savings and Loan Association do with your personal information?

WHY?

Financial institutions choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. The information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial institutions need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Geddes Federal Savings and Loan Association choose to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Geddes Federal Savings Share Can you limit this sharing
For our everyday business purpose-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
YES NO
For our marketing purposes-
to offer our products and services to you
YES NO
For joint marketing with other financial institutions NO NO
For our affiliates' everyday business purposes-
information about your transactions and experiences
NO NO
For our affiliates' everyday business purposes-
information about your creditworthiness
NO NO
For nonaffiliates to market you NO NO
Call (315) 468-6281
or go to www.geddesfederal.com
Questions?
Who we are
Who is providing this notice? Geddes Federal Savings and Loan Association
What we do
How does Geddes Federal Savings protect? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures incude computer safeguards and secured files and buildings.
How does Geddes Federal Savings collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus or other companies
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies
  • We have no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies
  • We have no affiliates
Joint Marketing A formal aggreement between nonaffiliated financial companies that together market financial products or services to you.
  • We do not market jointly with nonaffiliates
© 2001-2011
GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION
PRIVACY STATEMENT | SITE MAP | CONTACT US
2208 WEST GENESEE ST
SYRACUSE, NEW YORK 13219
(315) 468-6281 | 1-888-468-6281