315.468.6281 Automated Banking Phone 1.888.881.8627

Savings Accounts

We want to make sure your money is always working FOR YOU!

You want to be certain that you’re making the right decisions and earning as much as possible. Our savings and certificate opportunities are designed to maximize your hard-earned dollars, each and every day.

From general savings to IRAs and Certificate of Deposits, we feature a wide range of savings and investment choices, and we’ll help you select the best alternatives to meet your current and future needs. Whatever your financial goals or lifestyle, we’ll help you explore the options-simply and clearly-so that you can begin now to develop a program that’s right for you. Because the sooner you begin, the sooner your dollars can go to work and multiply into substantial sums for you.

Passbook Savings Account:

  • Minimum amount to open - $25.00.
  • No monthly service fee
  • Interest compounded daily and posted quarterly
  • Direct Deposit

Statement Savings Account:

  • Minimum amount to open - $25.00.
  • No monthly service fee
  • Interest compounded daily and posted monthly.
  • ATM card available
  • Monthly statement
  • Direct Deposit

Money Market Savings Account:

  • Minimum amount to open - $1,000.
  • Rates tiered ($1,000.00 - $49,999.99) ($50,000.00 or more)
  • No monthly service fee
  • Interest compounded daily and posted quarterly.
  • Passbook account.

Looney Tunes Savings Account:

  • Minimum amount to open - $25.00.
  • Must be under the age of 18 to qualify.
  • No monthly service fee.
  • Interest compounded daily and posted monthly.
  • Monthly statement


Certificates of Deposits (available from 4 months up to 60 months)

  • Minimum to open $500.00.
  • Passbook
  • Compounded Daily Interest, posted quarterly.

IRAs & Education Savings

See Our Retirement Savings Plans Here!

  • Least Amount of Fees Charged to Customers –
    The Financial Management Consulting Group (FMC) Ranked Geddes Federal Savings and Loan Association, as the financial institution with the least amount of fees charged to its customers,…
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  • "5 Stars", Recommended for 105 Consecutive Quarters –
    Geddes Federal Savings & Loan has earned a recommended rating (5-Stars or 4-Stars) from the nation’s bank and thrift rating firm: BAUERFINANCIAL, INC.…
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  • Recognized as the “Top performing lender” –
    The Independent Community Bankers Association, ICBA, recently recognized Geddes Federal Savings and Loan Association as the “Top performing lender” of nearly 450 community banks across the nation.…
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More News
Consumer & Fraud Alerts
  • Important Information Regarding Your Account: –
    Geddes Federal Savings and Loan Association does not ask for your personal, financial or account information via telephone, email or pop-up window...
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  • Protect your Privacy –
    Get the latest information on preventing Identity Theft and Fraud Prevention
    read more…
More Consumer & Fraud Alerts...