Geddes Federal Savings and Loan AssociationEstablished in 1949
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THIS WEEK'S FEATURED LOAN PRODUCT
EFFECTIVE: 05/05/08



Prequalify for a loan!

Use
our Loan Calculators!

20 YEAR BIWEEKLY
5.7706% APR - 0 Points - 20% Down

Example:
SPECIAL OF THE WEEK. FOR A $100,000.00 LOAN AMOUNT, ANNUAL PERCENTAGE RATE OF 5.7706%. 450 PRINCIPAL AND INTEREST PAYMENTS OF $351.05. ONE FINAL PAYMENT OF $15.89. TOTAL FINANCE CHARGE OF $58,358.94. TOTAL LOAN AMOUNT OF $157,988.39.

**Lower Down Payment Plans Available**

OTHER LOAN PRODUCTS AVAILABLE
Conventional Fixed & Adjustable Loans
Bi-weeklys
Home Equity Loans
Home Equity Lines of Credit
Ratesaver Balloons
Mini Mortgages
Investor Plans
Student & Plus Loans

SPECIAL FEATURES
Prompt Commitment- usually 7 to 10 business days.
Customer Convenience- local orientation
Flexibility- non-secondary market underwriting
No Title Insurance or PMI Insurance in most cases.
Low documentation

Please contact:
Chris Lauricella
at (315)468-6803
for further rate and term information.


© 2001-2002 GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION
2208 WEST GENESEE ST, WESTVALE PLAZA
SYRACUSE, NEW YORK 13219
(315) 468-6281